JDRP Standard Crop-Hail Plan
The Standard Crop-Hail Plan provides protection against physical damage to your crops from hail or other named perils. This acre-by-acre coverage provides protection for isolated damage due to insured perils and works with every MPCI policy.
The Standard Crop-Hail Plan has a variety of coverage options and deductibles available for you.
With the Standard Crop-Hail Plan:
- You are entitled to an indemnity when the damage due to an insured peril equals or exceeds 1 percent above your selected deductible.
- The payable loss will be the assessed damage plus any extra allowance that may apply. The benefit of the Standard Crop-Hail Plan is that it can be used to cover up to the full value of the crop.
- Additionally, it can stand alone or may be written in conjunction with an MPCI policy.
Get This Additional Coverage at NO Extra Cost
- Fire and lightning damage
- Vandalism and malicious mischief
- Fire department service charge
- Unlimited Transit
- Replant payment alternative (Standard Crop-Hail Only)
- If a qualifying hail event occurs, requiring you to replant the crop, you have the option of choosing between indemnification for:
- The actual cost to replant, up to 20 percent of the limit of insurances -- and no reduction of coverage for the subsequently replanted crop.
- Replanting at your own expense, and collecting payment based on the actual original lost crop.
- Premium waiver for accidental death
